Sometimes our country’s laws are well-meaning. When the department of motor vehicles suspends your license for things like unpaid tickets or fines, the intention is to incentivize you to pay your debt. However, there are several problems with this in some cases.
Suspending someone’s driver’s license over unpaid tickets and fines assumes that you’re choosing not to pay as a choice. Chances are that you know that you need to pay your fines but if it means choosing between buying groceries or paying for your speeding ticket. Many people like you would follow their survival instincts and ensure that they could eat before paying fines.
Secondly, if someone like you is trying to help their financial struggles, a lack of driving privileges makes it difficult to get to work and earn money. How are you supposed to pay any bills if you’re not allowed to drive to work?
Getting your independence back
One solution to this problem is to file for bankruptcy. You may already know that filing for bankruptcy automatically ends repossession, foreclosure, and other debt-collection attempts. Did you know that includes reinstating your driving privileges?
Chapter 13 bankruptcy can allow you to repay a portion of your traffic debt while Chapter 7 may wipe it all away. A bankruptcy expert can help determine which type of bankruptcy is right for you. It’s important to remember that bankruptcy can not only allow you to keep your home and vehicle but also return your driver’s license to you so you can drive legally again.