The Law Office of David Carl Hill
An Experienced Bankruptcy Attorney Serving Kitsap County
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A Blog About The Law In And Around Port Orchard

THE CHAPTER 13 CHOICE

Once an individual or couple realize that bankruptcy is the only option to deal with their financial situation, they must then decide whether to choose Chapter 7 or Chapter 13. For most people, Chapter 7 is the preferred alternative. A Chapter 7 can generally be completed in roughly 4 months. By contrast a Chapter 13 normally will run a minimum of 36 months and could extend to 60 months. A Chapter 7 does not involve a payment plan and generally does not require the individual to surrender assets to trustee. By contrast, a Chapter 13 requires a regular payment to a trustee for the full term of the plan.

Office Location

The Law Office of David Carl Hill
2472 Bethel Road SE
Suite A
Port Orchard, WA 98366

Phone: 360-329-6223
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